Disclaimer

ANZ Smart Choice Super is part of the Retirement Portfolio Service (the Fund) (ABN 61 808 189 263) and is issued by OnePath Custodians Pty Limited (ABN 12 008 508 496, AFSL 238346, RSE L0000673) (OPC), the trustee of the Fund. OPC is a member of the Insignia Financial Group of companies, consisting of Insignia Financial Limited ABN 49 100 103 722 and its related bodies corporate (Insignia Financial Group). The Australia and New Zealand Banking Group Limited (ANZ) (ABN 11 005 357 522) brand is a trademark of ANZ and is used by OPC under licence from ANZ. ANZ and the Insignia Financial Group of companies (including OPC) are not related bodies corporate. ANZ does not stand behind or guarantee these products.

General advice warning

This website contains general advice only and does not take into account your financial circumstances, needs and objectives. Before making any decision based on this information, you should assess your own circumstances or seek advice from a financial adviser. You should obtain and consider a copy of the relevant Product Disclosure Statement (PDS) or offer document available from us or your financial adviser, before you acquire a financial product.

The content of this website is not intended to represent or be a substitute for specific taxation or legal advice and should not be relied on as such. If you intend to rely on any of the information in this website to satisfy liabilities or obligations or claim entitlements that arise, or could arise, under a taxation or other law, you should obtain advice from a registered tax agent or lawyer. Any taxation, legal and other matters referred to on this website are based on Insignia Financial's interpretation of existing laws and should not be relied upon in place of appropriate professional advice. Those laws may change from time to time.

Accuracy and reliability of information

While the Insignia Financial Group has taken all reasonable care in producing the information on this website, the Insignia Financial Group makes no representations in respect of, and, to the extent permitted by law, excludes all warranties in relation to, the accuracy or completeness of the information. The Insignia Financial Group, its officers, employees, directors and contractors exclude all liability whatsoever for any loss or damage, howsoever arising out of reliance, in whole or in part, on the information. Australian residents only.

The investment products described in this website are available to Australian residents only. All references to dollars are to Australian dollars unless otherwise stated.

Applications to invest

Details about the investment products offered by the Insignia Financial Group and how to invest are set out in their current PDS or offer document.

A copy of the current PDS or offer document can be obtained free of charge by calling ANZ Smart Choice Super on 13 12 87 or can be downloaded from this website.

No guarantee of performance

No company within the Insignia Financial Group guarantees the performance of any investment product. All products within the Insignia Financial Group are subject to investment risk including possible delays in repayment and loss of income and capital invested. The return of capital or income of the funds is not guaranteed unless otherwise specified in the current PDS or offer document. The future value of investments may rise and fall with changes in the market. An investment with the Insignia Financial Group does not represent an investment with, or liability of the Insignia Financial Group.
Past performance is not indicative of future performance.

Copyright

The Insignia Financial Group owns copyright in the information contained in this website. Information may be printed or downloaded for personal use only. The information may not otherwise be reproduced and must not be distributed or transmitted to any other person or used in any way without the express approval of the Insignia Financial Group.

Links to other sites

We are not responsible for the content of any site owned by a third party that may be linked to the Insignia Financial Group website, whether such a link is provided by us or by a third party. These links are provided as a courtesy service and no judgment or warranty is made by us concerning the suitability, accuracy or timeliness of the content of any site that may be linked to the Insignia Financial Group website. By providing access to other websites, we are not recommending or endorsing any brand, products or services offered by the organisation sponsoring or owning the linked website.

Privacy policy

View the Insignia Financial Group Privacy Policy.
View OPC’s Privacy Policy.

Changes

The Insignia Financial Group may vary this disclaimer at any time. Your continued use of the website constitutes your acceptance of the disclaimer as amended.

Governing law

The use of this website and the provision of such facilities, products and services will be governed by the laws of Victoria.

Trade marks

Any trade mark displayed on this site remains the property of the legal owner in accordance with their rights of use. Access to, downloading from or otherwise copying from this site does not grant a licence or right to use any party's trade mark or transfer title to any material on this site. The Insignia Financial Group reserves all rights with respect to copyright and trade mark ownership of all material on the website. The Insignia Financial Group will enforce such rights to the full extent possible under applicable law.

Messaging terms and conditions of use

Here are a few things that you should be aware of when using our messaging service:

• This messaging service connects you with a representative of OnePath Custodians, the issuer of ANZ Smart Choice Super, the trustee of the Retirement Portfolio Service to talk to you about your ANZ Smart Choice Super account. We can provide factual information about your super account but not your banking. Please do not share your banking details.
• To enable us to assist you with your queries, we may access your personal information or request that you provide certain details in a secure form. Any personal information we retain will be handled in accordance with our privacy policy.
• The content of these messages may be retained for monitoring, training and compliance purposes. Please close this chat box if you prefer to not have your message retained.
• All representations and facts provided are given in good faith, based on our understanding of the information you provide us, and are believed to be accurate and reliable as at today's date but we do not represent that the information in this message is accurate, complete or up-to-date and we accept no liability if it is not.
• Any information we provide in these messages does not take into account your objectives, financial situation or needs. Before you act on any information provided, please consider whether the information is appropriate for you having regard to your objectives, financial situation and needs, and if necessary or appropriate, seek professional advice. Before making a decision to acquire a financial product, you should obtain and read the Product Disclosure Statement (PDS) and the Target Market Determination (TMD) relating to that product. If you would like a copy of the PDS or TMD relating to a particular product, please let us know. You can obtain a copy at anz.com.au/smartchoicesuper or by calling us on 13 12 87.