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How to find your super

Knowing how much super you’ve got starts with tracking it all down. You might have more than one account on the go and you don’t want miss to out on your money.


          Read (2 minutes)

    Missing out on your money? 

    It’s pretty common to have more than one super account on the go. In fact, the ATO says most Australians have multiple accounts. If you’re one of them you could be missing out on lost or unclaimed super and paying more than you need to in fees. 

    Is it a problem to have more than one super fund? 

    Just like bank accounts and credit cards, a super fund charges fees for looking after your money. So, if you have more than one account, you’re paying more in fees than you really need to. Even if that’s just $5 a month, that’s $120 every year and perhaps thousands of dollars by the time you retire. 

    You might also have an insurance policy you’re paying for through each super fund. That’s even more money from your super that’s going towards multiple policies when you may only need one to give you a level of cover that suits your situation.

    This is why it makes sense to have one super fund and stick with it when you change jobs

    Less is more – learn the four reasons why it’s good to keep super in one account

    How do I track it all down?

    If you have an ANZ Smart Choice Super account we can do the detective work for you. You can register with us online and give us your consent to check for other accounts held in your name. We’ll come back to you with details on your other super accounts and how much is in each one. This includes any lost or unclaimed super the ATO is holding on your behalf.

    How do I bring it all together?

    Getting all your super savings into one account is easy. We call this consolidation and to bring all your super into your ANZ Smart Choice Super account you just need to give us the green light and we’ll take care of it. No forms to fill in, just access your account with us online, verify your identity (if you haven’t already), run a super search and tell us which accounts you’d like to bring across.

    Get all your super together with ANZ Smart Choice Super.

          Learn (1 minute)

    Less is more: why one super account is all you need

    Super can be simpler and save you more when everything is in one place.

    Discover four reasons why it makes sense to keep it all in a single account.

    Let’s say you have three different accounts and pay $5 per month in fees on each one. That means you're paying $180 in fees every year instead of just $60.

    You may have insurance policies you’re paying for through each super account. That’s even more money you’re paying for something you might not need.

    Knowing how much super you’ve got and how fast it’s growing is far easier when you only have one account balance to keep track of.

    There’s always a little admin involved in looking after your super, but there’s a lot less when you only have one account.

    You may also be interested in

    Contact us

    Get online

    Register for online access to your ANZ Smart Choice Super account in less than two minutes.

    If you’ve already registered, log in to manage your account.

    Need help?

    Message or call the ANZ Smart Choice Super team on 13 12 87 weekdays 8.30am to 6.30pm (AEST).

     

    Find out how our Hearing and interpreting services can support you.

    This information has been prepared by OnePath Custodians Pty Limited (ABN 12 008 508 496, AFSL 238346) (OPC) as Trustee of Retirement Portfolio Service (ABN 61 808 189 263). ANZ Smart Choice Super suite of products which includes ANZ Smart Choice Super and PensionANZ Smart Choice Super for employers and their employees and ANZ Smart Choice Super for QBE Management Services Pty Ltd and their employees. ANZ Smart Choice Super is part of the Retirement Portfolio Service. OPC is part of the Insignia Financial Group of companies comprising Insignia Financial Ltd ABN 49 100 103 722 and its related bodies corporate (Insignia Financial Group)

    This information is general in nature and does not take into account your objectives, financial situation and needs. Before acting on any of this information, you should consider its appropriateness, having regard to your objectives, financial situation and needs. You should consider obtaining financial advice before making any decisions based on this information. It is recommended that you consider the relevant Product Disclosure Statement (PDS) and Target Market Determination (TMD) before you make any decisions about your superannuation or insurance. You can obtain the latest copy of the PDS (or other disclosure documents) and TMD by calling 13 12 87 or by searching for the applicable product on our website at anz.com

    Any general tax information provided is intended as a guide only and is based on our general understanding of taxation laws. It is not intended to be a substitute for specialised taxation advice or an assessment of your liabilities, obligations or claim entitlements that arise, or could arise, under taxation law, and we recommend you consult with a registered tax agent.

    Opinions constitute our judgement at the time of issue and are subject to change. Neither OPC nor any member of the Insignia Financial Group, nor ANZ, accept responsibility for any loss or liability incurred by you in respect of any error, omission or misrepresentation in the information in this communication.

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