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How to get your super sorted?

Why is super so important? It could be the biggest savings balance you’ll ever have. And that makes it something to get excited about and get organised.


          Read (2 minutes)

    Make time for your money

    As you race through the days, weeks and months, the to-do list keeps getting longer. Your super is growing too, little by little as you keep earning. So why take time out from your busy life to get it sorted? And what is there to sort out anyway?

    As a savings pool your employer pays into, your super can add up to thousands of dollars in just a few years. But like any sum of money, if you don’t know where it is or how it’s being looked after it won’t be doing as much for you as it could be.

    A little admin goes a long way

    Tackle these six key admin tasks and you can sit back feeling satisfied that your super balance is heading in the right direction. Plus, you’ll have everything in order in case life takes an unexpected turn.

    1. Get online access – to keep tabs on your super and to help you with steps 2 through 6. Register online
    2. Track it all down – getting super together can help you save more. Learn more
    3. Choose who gets your super if you die – you get to decide who you’d prefer your super is paid to if you die. Learn more
    4. Save a little extra – boost your super, now and in the future, with extra payments. Learn more
    5. Check your insurance – most people have some insurance cover through super. Learn more
    6. Check your investments – it’s your money so you get to choose how to invest it. Learn more

    Check out our Get your super sorted checklist for more on the six steps.

    How often should I be doing this?

    You’ll only need to do steps one and two at the beginning.

    For the rest of the list, financial adviser Michelle, suggests treating super like you would your car. Checking in once a year is usually enough to keep things running smoothly.

    Your annual check-in gives you a chance to make sure that your super is doing just what you need it to do – keep growing into a healthy sum of money to see you through retirement.

    Checklist - Get your super sorted in 6 steps

    Our checklist makes your super admin as easy as 1, 2, 3 – with another 3 steps added in for good measure.

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    Contact us

    Get online

    Register for online access to your ANZ Smart Choice Super account in less than two minutes.

    If you’ve already registered, log in to manage your account.

    Need help?

    Message or call the ANZ Smart Choice Super team on 13 12 87 weekdays 8.30am to 6.30pm (AEST).

     

    Find out how our Hearing and interpreting services can support you.

    This information has been prepared by OnePath Custodians Pty Limited (ABN 12 008 508 496, AFSL 238346) (OPC) as Trustee of Retirement Portfolio Service (ABN 61 808 189 263). ANZ Smart Choice Super suite of products which includes ANZ Smart Choice Super and PensionANZ Smart Choice Super for employers and their employees and ANZ Smart Choice Super for QBE Management Services Pty Ltd and their employees. ANZ Smart Choice Super is part of the Retirement Portfolio Service. OPC is part of the Insignia Financial Group of companies comprising Insignia Financial Ltd ABN 49 100 103 722 and its related bodies corporate (Insignia Financial Group)

    This information is general in nature and does not take into account your objectives, financial situation and needs. Before acting on any of this information, you should consider its appropriateness, having regard to your objectives, financial situation and needs. You should consider obtaining financial advice before making any decisions based on this information. It is recommended that you consider the relevant Product Disclosure Statement (PDS) and Target Market Determination (TMD) before you make any decisions about your superannuation or insurance. You can obtain the latest copy of the PDS (or other disclosure documents) and TMD by calling 13 12 87 or by searching for the applicable product on our website at anz.com

    Any general tax information provided is intended as a guide only and is based on our general understanding of taxation laws. It is not intended to be a substitute for specialised taxation advice or an assessment of your liabilities, obligations or claim entitlements that arise, or could arise, under taxation law, and we recommend you consult with a registered tax agent.

    Opinions constitute our judgement at the time of issue and are subject to change. Neither OPC nor any member of the Insignia Financial Group, nor ANZ, accept responsibility for any loss or liability incurred by you in respect of any error, omission or misrepresentation in the information in this communication.

    The Australia and New Zealand Banking Group Limited (ABN 11 005 357 522) (ANZ) brand is a trademark of ANZ and is used by OPC under licence from ANZ. ANZ and the Insignia Financial Group are not related bodies corporate. ANZ does not stand behind or guarantee these products.

    © Australia and New Zealand Banking Group Limited (ANZ) 2021 ABN 11 005 357 522. ANZ's colour blue is a trademark of ANZ.

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