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How to check your investment options

Savings in super can do a lot more than money in a regular bank account. Why? Because you get to choose how your balance is invested.


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Get in control of your super  

If you’ve gone to the trouble of setting up online access to your super account, maybe you’ve looked at your total balance to see how much you have

What you may not have explored yet is how your super is invested. If this is a step you haven’t taken, you won’t know that your super fund has made this choice on your behalf. When you join a super fund, if you don’t choose how to invest your super, any savings you already have, and any new payments into your account will be invested in a default investment fund.  

This default might be ideal for your life stage and the type of investments you feel comfortable with. But most super funds offer a whole range of investment options and there might be one that’s a much better choice for getting the most from your super savings. 

The best way to start investing  

Lots of people in Australia have experience of investing their money, both in their super and in other ways. But even more people have never invested before. If you’re new to investing, super really is the ideal way to get started.

What are my investment options?

Most super funds offer a decent range of investment options. They might give you the freedom to put your super savings into Australian shares or even international shares. They can also give you a choice of mixed options which will spread your money across lots of different types of assets. These options are designed by super funds based on different goals for investment risk and growth.

Want to get into the detail on super investment options and learn about what ‘assets’ and ‘investment risk’ mean for your super?
Our Grow your balance topics are just what you’re looking for.

How do I make an investment choice?

With most super funds you can choose more than one type of investment. So you can put your whole super balance into one option or split it across a few different ones.

The best way you can do this is by accessing your super account online. Using the tools and menus you can explore the different options on offer and make choices for how you want your savings invested. 

If you’ve never made investment decisions before, you might feel more confident or comfortable with your choices if you get some help first. Our ANZ Smart Choice Super team can give you information on the super investment options available to you.

Find out more about getting help with super.

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Contact us

Get online

Register for online access to your ANZ Smart Choice Super account in less than two minutes.

If you’ve already registered, log in to manage your account.

Need help?

Message or call the ANZ Smart Choice Super team on 13 12 87 weekdays 8.30am to 6.30pm (AEST).

 

Find out how our Hearing and interpreting services can support you.

This information has been prepared by OnePath Custodians Pty Limited (ABN 12 008 508 496, AFSL 238346) (OPC) as Trustee of Retirement Portfolio Service (ABN 61 808 189 263). ANZ Smart Choice Super suite of products which includes ANZ Smart Choice Super and PensionANZ Smart Choice Super for employers and their employees and ANZ Smart Choice Super for QBE Management Services Pty Ltd and their employees. ANZ Smart Choice Super is part of the Retirement Portfolio Service. OPC is part of the Insignia Financial Group of companies comprising Insignia Financial Ltd ABN 49 100 103 722 and its related bodies corporate (Insignia Financial Group)

This information is general in nature and does not take into account your objectives, financial situation and needs. Before acting on any of this information, you should consider its appropriateness, having regard to your objectives, financial situation and needs. You should consider obtaining financial advice before making any decisions based on this information. It is recommended that you consider the relevant Product Disclosure Statement (PDS) and Target Market Determination (TMD) before you make any decisions about your superannuation or insurance. You can obtain the latest copy of the PDS (or other disclosure documents) and TMD by calling 13 12 87 or by searching for the applicable product on our website at anz.com

Any general tax information provided is intended as a guide only and is based on our general understanding of taxation laws. It is not intended to be a substitute for specialised taxation advice or an assessment of your liabilities, obligations or claim entitlements that arise, or could arise, under taxation law, and we recommend you consult with a registered tax agent.

Opinions constitute our judgement at the time of issue and are subject to change. Neither OPC nor any member of the Insignia Financial Group, nor ANZ, accept responsibility for any loss or liability incurred by you in respect of any error, omission or misrepresentation in the information in this communication.

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