A letter from Dave Woodall, CEO Superannuation

March 2026

With 2026 well underway, I want to thank you for your continued support and the meaningful role you play in looking after your employees’ financial wellbeing. The start of a new year brings fresh energy and an opportunity to refocus on what matters most - helping your people feel confident and secure about their financial future.

The year ahead is already shaping up to be an important one for employers. With significant regulatory changes progressing, evolving expectations from workforces, and new opportunities to enhance the employee experience, we remain committed to working alongside you to navigate what’s next. Our shared momentum from 2025 has set a strong foundation, and I’m looking forward to building on that progress together.

As we move into this next chapter, I’d like to share a number of key updates that will help you stay informed and prepared for what’s ahead.

ANZ Smart Choice Super 1960s–2000s Lifestage options delivered strong 3 and 5‑year performance to 31 December 2025

All ANZ Smart Choice Super Lifestage options delivered strong results over the three years to 31 December 2025.  

Members in the 1960s–2000s Lifestage options benefited even more strongly, with these options achieving double digit returns over both the one-year and three-year periods to 31 December 2025. 

For more information on how our main investment options performed, please read the recent investment performance update for ANZ Smart Choice Super.

Payday Super is coming – avoid disruption and get ready for the change

The move to Payday Super from 1 July is one of the biggest changes to the super system in years – and it’s fast approaching. Under this change, employers will need to pay super at the same time as salary and wages, rather than quarterly – a major shift in payroll processes.

In our recent webinar, we went beyond the basics, bringing together senior representatives from the Australian Taxation Office, Financial Services Council and SuperChoice to provide clear, practical guidance on what matters most for your business right now. As our panel of industry experts answered questions from you, our employers, their insights offered a grounded view of what employers should be preparing for today, along with the steps that can make the transition smoother and more efficient.

Thank you to those who submitted questions as part of the Q&A session – we’re working to get your questions answered and published to the website. As this reform progresses, we’ll continue to provide timely updates and practical support to help you prepare with confidence.

Check out the webinar recording and more at our dedicated Payday Super hub.

You can also register for our next webinar where we’ll move beyond the fundamentals and focus on what the transition looks like in practice - so your business can be confident and compliant.

Top rated super

It was great to see ANZ Smart Choice Super, awarded The Heron Partnership 5 Star Quality Rating for 2026 - the highest rating by Heron.

This recognition reflects our ongoing commitment to delivering quality outcomes and gives employers and members confidence that their super is supported by a consistently high performing and highly rated fund.

You can view the full list of our recent awards and ratings on ANZ Smart Choice Super’s awards page.

Thank you for your continued support and the trust you place in us. I look forward to working together to deliver even stronger outcomes for you and your employees in 2026.

Warm regards,
Dave Woodall
CEO, Superannuation

The information in this article is current as at March 2026 and may be subject to change.

Important Information

ANZ Smart Choice Super for employers and their employees is part of Retirement Portfolio Service (the Fund) (ABN 61 808 189 263) and is issued by OnePath Custodians Pty Limited (ABN 12 008 508 496, AFSL 238346) (OPC), the trustee of the Fund. OPC is a part of the Insignia Financial group of companies comprising Insignia Financial Limited ABN 49 100 103 722 and its related bodies corporate (Insignia Financial Group). Insignia Financial Group use the ANZ brand under licence. ANZ and the Insignia Financial Group (including OPC) are not related bodies corporate. ANZ does not stand behind or guarantee this product.

The information in this article is current as at March 2026 and may be subject to change.

This information is of a general nature and does not take into account your employees’ personal objectives, financial situation or needs. Because of that, before acting on this information, your employees should consider whether the information is appropriate for them having regard to their personal objectives, financial situation or needs. We recommend your employees obtain financial advice tailored to their own personal circumstances. Your employees should not rely on this information to determine their personal tax obligations. We recommend your employees consult a registered tax agent for this purpose. It is recommended that your employees consider the relevant ANZ Smart Choice Product Disclosure Statement (PDS) before they make any decisions about their superannuation or insurance. A Target Market Determination (TMD) is also available for consumers to better understand products. The latest copy of the PDS (or other disclosure documents) and TMD can be obtained by calling us on 13 12 87. Past performance is not an indicator of future performance.

Opinions constitute the judgement of OPC at the time of issue and are subject to change. While care has been taken in the preparation of this information, neither OPC nor any member of the Insignia Financial Group, nor ANZ, accept responsibility for any loss or liability incurred by you in respect of any error, omission or misrepresentation in the information in this communication.

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