A letter from Dave Woodall, CEO Superannuation, Insignia Financial

12 June 2026

Thank you for your continued partnership and the important role you play in supporting your employees’ financial wellbeing. This stage of the year is a natural point to reflect on the progress made—both for your organisation and your employees—and to consider how best to support employees as they prepare for what’s ahead.

Looking forward, there continues to be a strong focus on what’s next for employers, with the transition to Payday Super on the horizon alongside ongoing change across the economic and investment landscape. We know these shifts bring both complexity and opportunity, and we’re committed to supporting you with practical guidance, tools and insights to help you and your employees stay informed and prepared.

Strong returns for the Lifestage options (1960-2000s) over the 3 years to 31 March 2026

I’m pleased to share ANZ Smart Choice Super Lifestage options (1960-2000s) returned over 9.5% per year over the three years to 31 March 2026. This strong growth helps to give your employees’ super a boost on their way to a confident retirement.

Returns were supported by investments in Australian and global companies, including large technology businesses and major Australian industries such as mining.

Infrastructure investments, including power stations, renewable energy projects, telecommunications towers and toll roads, also played a role in supporting returns over the period.

You can read ANZ Smart Choice Super’s investment performance update to learn more.

Helping employees make the most of EOFY

As we approach the end of the financial year (EOFY), it’s an important time for many Australians to review their super and take advantage of opportunities to strengthen their long term financial position. EOFY is a key point in the super calendar, with contribution limits resetting and any final contributions needing to be made before 30 June to count for the current year. For those in a position to do so, making additional contributions can help boost retirement savings and may also offer tax advantages, particularly given the concessional tax environment within super.

To support your employees during this period, we’ve prepared a practical EOFY article outlining some simple steps they can consider as they review their super and get ready for the year ahead.

Payday Super: preparing for implementation

With the commencement of Payday Super from 1 July now near, we’re seeing many employers shift their focus from understanding the change to putting preparations into practice.

Encouragingly, many employers are already well progressed, with a clear focus on reviewing payroll processes, validating employee data and ensuring systems are ready to support more frequent super contributions. As we move closer to go live, these final steps will be key. With reduced processing timeframes under Payday Super, having accurate and complete contribution data will be increasingly important to help avoid delays or rework.

We’ll continue to support you through this transition with practical tools, resources and guidance, helping you move to the new requirements with confidence. Check out our dedicated Payday Super hub.

An improved, mobile optimised way for employees to stay on top of their super

We’re enhancing the ANZ Smart Choice Super online portal to deliver a simpler, more intuitive way for your employees to manage their super—now fully optimised for mobile use.

Between June and November, employees who currently use ANZ Internet Banking or the ANZ Mobile App will be supported to transition to the ANZ Smart Choice Super online portal—where they can continue to view and manage their super with an online platform dedicated to their super. Registration is quick and can be completed using their ANZ Smart Choice Super member number and email address. Those already using the portal can continue as normal.

We’ll communicate directly with your employees to guide them through these enhancements and help them get set up ahead of November.

With a more streamlined, mobile friendly experience, it’s easier for members to stay connected to their super and view important information whenever they need it.

Thank you again for your continued partnership as we navigate this important period of change and support better outcomes for your employees.

Warm regards,
Dave Woodall
CEO, Superannuation, Insignia Financial

The information in this article is current as at June 2026 and may be subject to change.

Important Information

ANZ Smart Choice Super for employers and their employees is part of Retirement Portfolio Service (the Fund) (ABN 61 808 189 263) and is issued by OnePath Custodians Pty Limited (ABN 12 008 508 496, AFSL 238346) (OPC), the trustee of the Fund. OPC is a part of the Insignia Financial group of companies comprising Insignia Financial Limited ABN 49 100 103 722 and its related bodies corporate (Insignia Financial Group). The Australia and New Zealand Banking Group Limited (ABN 11 005 357 522) (ANZ) brand is a trademark of ANZ and is used by the Insignia Financial Group under licence from ANZ. ANZ and the Insignia Financial Group (including OPC) are not related bodies corporate. ANZ does not stand behind or guarantee this product.

The information in this article is current as at June 2026 and may be subject to change.

This information is of a general nature and does not take into account your employees’ personal objectives, financial situation or needs. Because of that, before acting on this information, your employees should consider whether the information is appropriate for them having regard to their personal objectives, financial situation or needs. We recommend your employees obtain financial advice tailored to their own personal circumstances. Your employees should not rely on this information to determine their personal tax obligations. We recommend your employees consult a registered tax agent for this purpose. It is recommended that your employees consider the relevant ANZ Smart Choice Product Disclosure Statement (PDS) before they make any decisions about their superannuation or insurance. A Target Market Determination (TMD) is also available for consumers to better understand products. The latest copy of the PDS (or other disclosure documents) and TMD can be obtained by calling us on 13 12 87. Past performance is not an indicator of future performance.

Opinions constitute the judgement of OPC at the time of issue and are subject to change. While care has been taken in the preparation of this information, neither OPC nor any member of the Insignia Financial Group, nor ANZ, accept responsibility for any loss or liability incurred by you in respect of any error, omission or misrepresentation in the information in this communication.

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